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PMI (private mortgage insurance) calculator
The monthly cost of PMI and how long it lasts until you reach 80% loan-to-value.
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- No sign-up
- Works on any device
About PMI (private mortgage insurance) calculator
Estimates the monthly cost of private mortgage insurance and how long it lasts until your loan-to-value reaches 80 percent. PMI protects the lender, not you, and usually applies when you put down less than 20 percent. You can request removal at 80 percent.
How to use PMI (private mortgage insurance) calculator
- Enter your numbers above.
- The result updates instantly as you type.
- Change any value to compare different cases.
Why use this tool?
- Private: everything happens in your browser. Nothing you enter is uploaded.
- Free, with no sign-up, no watermark and no limit on how often you use it.
- Works on phones, tablets and computers: Android, iPhone, Windows, Mac and Linux. Nothing to install.
- Available in 10 languages.
Also known as
Frequently asked questions
When can I stop paying PMI?
You can usually ask to remove it once your loan balance reaches 80 percent of the home's original value. It ends automatically at 78 percent.
Is PMI (private mortgage insurance) calculator free?
Yes. PMI (private mortgage insurance) calculator on Toolipedia is free to use, with no sign-up and no watermark.
Is it safe to use?
Yes. Everything is worked out in your browser, and nothing you enter is sent to our server.
Does it work on my phone?
Yes. It works in any modern browser on Android and iPhone, as well as on tablets and computers. There's nothing to install.
Do I need an account?
No. Just open the page and use the tool. There's no sign-up and no email needed.