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Retirement calculator
How much you'll have at retirement and the income it can give you.
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- Works on any device
About Retirement calculator
Projects how much you will have at retirement from current savings, monthly contributions, expected return and years left, and the income that pot could provide. Starting earlier matters more than saving more later, because growth compounds on growth over decades.
How to use Retirement calculator
- Enter your age, retirement age and current savings.
- Add monthly contributions and an expected return.
- Read your projected savings and the income they could give.
Why use this tool?
- Private: everything happens in your browser. Nothing you enter is uploaded.
- Free, with no sign-up, no watermark and no limit on how often you use it.
- Works on phones, tablets and computers: Android, iPhone, Windows, Mac and Linux. Nothing to install.
- Free to embed on your own website, with a ready-made code to copy.
- Available in 10 languages.
Also known as
Frequently asked questions
How much do I need to retire?
A common rule is about 25 times your yearly spending, based on withdrawing 4 percent a year. Your own situation may differ.
What return should I assume?
Use a cautious long-term figure, and try lower values too. Markets vary, so results are estimates and not promises.
Does the result account for inflation?
Only if you adjust for it. Using a return after inflation shows the result in today's money, which is easier to judge.
Is Retirement calculator free?
Yes. Retirement calculator on Toolipedia is free to use, with no sign-up and no watermark.
Is it safe to use?
Yes. Everything is worked out in your browser, and nothing you enter is sent to our server.
Does it work on my phone?
Yes. It works in any modern browser on Android and iPhone, as well as on tablets and computers. There's nothing to install.
Do I need an account?
No. Just open the page and use the tool. There's no sign-up and no email needed.
Can I put Retirement calculator on my own website?
Yes. Use the Embed on your site button under the tool to copy a short piece of code and paste it into your page. It is free, needs no account, and the tool keeps working inside your page.