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Car loan calculator
Monthly car payment with down payment, trade-in, tax and interest.
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- Works on any device
About Car loan calculator
Works out the monthly payment on a car loan from price, down payment, trade-in value, sales tax, interest rate and term. A longer term lowers the payment but increases total interest, and can leave you owing more than the car is worth. Compare terms before you sign.
How to use Car loan calculator
- Enter your numbers above.
- The result updates instantly as you type.
- Change any value to compare different cases.
Why use this tool?
- Private: everything happens in your browser. Nothing you enter is uploaded.
- Free, with no sign-up, no watermark and no limit on how often you use it.
- Works on phones, tablets and computers: Android, iPhone, Windows, Mac and Linux. Nothing to install.
- Available in 10 languages.
Also known as
Frequently asked questions
Is a 72 month car loan a bad idea?
It lowers the monthly payment, but you pay much more interest and risk owing more than the car is worth. Try 48 or 60 months and compare totals.
Is Car loan calculator free?
Yes. Car loan calculator on Toolipedia is free to use, with no sign-up and no watermark.
Is it safe to use?
Yes. Everything is worked out in your browser, and nothing you enter is sent to our server.
Does it work on my phone?
Yes. It works in any modern browser on Android and iPhone, as well as on tablets and computers. There's nothing to install.
Do I need an account?
No. Just open the page and use the tool. There's no sign-up and no email needed.