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Savings goal calculator
How much to save each month to reach your goal, with interest.
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- No sign-up
- Works on any device
About Savings goal calculator
Shows how much to save each month to reach a goal by a date, with interest. It uses the future value of regular deposits, so the higher the return and the longer the time, the less you need to put in yourself. Handy for a holiday, an emergency fund or a car.
How to use Savings goal calculator
- Enter your goal amount and what you have saved.
- Enter the time you have and the expected interest rate.
- Read the monthly amount you need to save.
Why use this tool?
- Private: everything happens in your browser. Nothing you enter is uploaded.
- Free, with no sign-up, no watermark and no limit on how often you use it.
- Works on phones, tablets and computers: Android, iPhone, Windows, Mac and Linux. Nothing to install.
- Free to embed on your own website, with a ready-made code to copy.
- Available in 10 languages.
Also known as
Frequently asked questions
How much should I save monthly for a goal?
Enter the target, time and expected interest rate. With a rate of zero, simply divide the target by the number of months.
How much does interest help?
It reduces the monthly amount, more so over a long time. Over short periods, most of the goal comes from your own deposits.
What if I can't afford the monthly amount?
Give yourself a longer time, lower the goal or start with a smaller deposit and increase it later. Try values to see the effect.
Is Savings goal calculator free?
Yes. Savings goal calculator on Toolipedia is free to use, with no sign-up and no watermark.
Is it safe to use?
Yes. Everything is worked out in your browser, and nothing you enter is sent to our server.
Does it work on my phone?
Yes. It works in any modern browser on Android and iPhone, as well as on tablets and computers. There's nothing to install.
Do I need an account?
No. Just open the page and use the tool. There's no sign-up and no email needed.
Can I put Savings goal calculator on my own website?
Yes. Use the Embed on your site button under the tool to copy a short piece of code and paste it into your page. It is free, needs no account, and the tool keeps working inside your page.